Andalusia is the biggest beneficiary of Spain's 2026-2030 State Housing Plan: it is allocated €1.197 billion of the total, with €136.8 million in this first 2026 tranche. The government has already sent regions the paperwork to release the first €800 million of a programme worth €7 billion. For anyone following the Costa del Sol market, the key question is what actually changes on the ground.
What is the 2026-2030 State Housing Plan?
It is the main public housing programme for the next five years, approved in April 2026 and funded with €7 billion. How it is split reveals the priorities of public money:
- 40% to expand the permanent protected-housing stock.
- 30% to renovate the existing residential stock.
- Special focus on rural areas and historic town centres.
- Co-financing: 60% central government and 40% regions.
The Ministry has sent each region a draft resolution and a conformity template they must ratify to unlock payments, with one notable condition: the homes are protected against sale to private funds.
How much does each region receive?
Andalusia tops the allocation, ahead of Madrid and Catalonia. Here are the main figures for the whole plan and its 2026 tranche:
| Region | Total investment | 2026 tranche |
|---|---|---|
| Andalusia | €1,197M | €136.8M |
| Madrid | €1,113M | €127.2M |
| Catalonia | €1,015M | €116M |
| Valencia | €798M | €91.2M |
| Galicia | €399M | €45.6M |
The payout, however, is not immediate: while the Ministry has formalised its part, each region still has to sign to release the funds, and several PP-run regions —including Andalusia— have challenged the plan in court, arguing that their 40% share is excessive.
What changes for buyers on the Costa del Sol?
Let's be clear: this plan mainly targets protected housing and renovation, not the free market where most international buyers operate in Marbella, Estepona or Malaga city. A foreign buyer of a coastal villa or apartment does not qualify for these subsidies.
That said, it matters indirectly. More protected housing and more renovation can ease part of the local demand pressure, and funds for historic centres and rural areas can lift the value of inland Málaga towns. The Costa del Sol market, highly international and liquid, will follow its own supply-and-demand logic; to understand it in detail you can check our market report with median prices by municipality.
Conclusion: useful context, local decisions
Andalusia leading the State Housing Plan confirms the region's weight in housing policy, but it doesn't change the rules of the free market on the coast. If you're weighing up buying or investing on the Costa del Sol, what matters most is still local, honest advice in your own language. At EVS Property Group we help you read the market and make the right decision.
Frequently asked questions
Can a foreigner access State Housing Plan subsidies?
Generally not for buying free-market coastal property. The plan focuses on protected housing, affordable rental and renovation, with residency and income requirements that rarely fit the profile of an international second-home buyer.
Will this plan affect prices in Marbella or Estepona?
Directly, very little: protected housing and the luxury or second-home market are separate segments. The effect is indirect and medium-term, through more social supply and urban renovation.
When will the money reach Andalusia?
The Ministry formalised its part in July 2026, but the payout depends on each region signing its conformity. In Andalusia's case there is also a pending court challenge that could delay the timeline.
What next? The most useful thing after reading is to look at the real market: browse properties by city or tell us on WhatsApp what you are looking for — area, budget, timing — and we will prepare a tailored selection, with no obligation.
You may also find useful: sell your property invest on the Costa del Sol free valuation monthly price report
